Fair Term
Methodology

How Fair Term works

Transparency matters — especially for a tool that analyses legal documents. Here's exactly what happens when you paste a URL, how our scores are produced, and where the limits are.

01

Text extraction

We fetch the Terms & Conditions page and extract the readable text — stripping out the code, navigation, and boilerplate. For JavaScript-rendered sites, our browser extension reads the live text straight from the page as you see it in your browser.

02

Clause-by-clause analysis

The extracted text is sent to a large language model with a specialised legal-tech prompt. The AI evaluates each clause against eight fairness dimensions and identifies red flags, positive aspects, and hidden costs.

03

Scoring & categorisation

Each dimension receives a 0–100 score (higher = fairer to you). The overall fairness score is a weighted aggregate. Red flags are classified by severity: critical, high, medium, or low.

04

Plain-English report

The structured analysis is translated into a readable report with a summary, category breakdown, red flags with excerpts, positive aspects, and actionable recommendations.

How scores work

Fairness Score (0–100)

The AI weighs the eight category dimensions together with the severity of any red flags to produce a single overall score. It is a holistic judgement, not a fixed formula — a single critical red flag (such as a hidden auto-renewal) can pull the score down sharply even when other dimensions are fair. Higher means more balanced and transparent toward the end user. Scores of 75+ are considered fair; 50–74 are moderate; below 50 indicates significant concerns.

Category Scores

Each of the eight dimensions (data privacy, liability, unilateral changes, termination, dispute resolution, transparency, costs & billing, and wagering requirements) is scored independently so you can see exactly where a contract is strong or weak.

Red Flag Severity

Red flags are classified as critical (could cause serious harm or financial loss), high (significant unfairness), medium (worth noting), or low (minor concern). Each includes a plain-English explanation and, where possible, a suggested fairer alternative clause.

The eight fairness dimensions

Data privacy

How well your personal data is protected and your privacy rights are respected — data sharing, retention, and your right to access or delete it.

Liability limitation

Whether the company unfairly caps its own responsibility for harm to you, or shifts risk onto the user.

Unilateral changes

Whether the company can change the terms without notice or your consent, leaving you bound to clauses you never agreed to.

Termination rights

Fairness of account suspension and termination clauses — notice periods, reasons, and your right to your data after closure.

Dispute resolution

Fairness of arbitration, class-action waivers, and jurisdiction clauses that determine how and where you can challenge the company.

Transparency

Clarity, readability, and the absence of hidden or surprising clauses buried in long or dense text.

Costs & billing

Whether charges are clear or obscured — recurring subscriptions, auto-renewals, free trials that convert to paid, hidden fees, and cancellation costs.

Wagering requirements

Playthrough and rollover rules common on gambling sites that dictate how much you must bet before withdrawing winnings. Scored only when present.

Your data & privacy

  • ✓Your analysis history is private to your account. Team workspaces share reports only with members of that team.
  • ✓We do not sell or share your data with third parties. The extracted terms text is used only to generate your report.
  • ✓You can delete any analysis from your history at any time.

Limitations & disclaimer

  • !Fair Term is an automated analysis tool, not a substitute for a qualified lawyer.
  • !Scores reflect the AI's assessment of fairness to the end user — they are not a legal opinion or compliance certification.
  • !The analysis is only as good as the text we can extract. Some sites use JavaScript rendering or paywalls that can hide clauses from automated reading — that's exactly why our browser extension exists. It captures the live page text directly from your browser, so it can analyse pages a plain URL fetch can't reach.
  • !We evaluate the text of the terms as written. We do not assess how the company behaves in practice, or whether the terms are enforceable in your jurisdiction.

See it in action

Paste a Terms & Conditions URL and get a full fairness report in seconds.